Tag Archives: Program

Development Program “Tabur Puja” In Welfare Interventions for Improving Society Through Model Posdaya

The poverty rate in Indonesia has fluctuated. Number of people with limitations in Indonesia is believed to be caused by the limited job opportunities. Microfinance Institutions (MFIs) are institutions that provide financial services in the form of savings and loans earmarked for low-income families and do not have access to commercial banking. Purse Savings and Credit Program Sejahtera (Powder Puja) is operated in the form of an invitation to save and use credit for people with disabilities. The purpose of this study is to describe the program “Tabur Puja” in improving the welfare of the poor, and describe the advantages and disadvantages of the program “Tabur Puja” compared to other micro financing. The method used is descriptive qualitative analysis with respondent 5 (five) Posdaya that move Powder Puja in Bogor. The results of interviews and observations obtained that the mechanism Puja Loose lending no more than Rp. 2 million to each member Posdaya, the presence of joint liability order, the activity of contiguity make Puja Powder into a program that is able to improve the welfare of the community. Community empowerment program in Posdaya make use of loan funds in accordance with the plans that have been prepared beforehand. The pattern of assistance undertaken include regular weekly meetings, direct assistance to the field, and training services needed by the community. The advantages of the system “Tabur Puja” is the empowerment approach towards customers. Posdaya approach to community empowerment through community building through four (4) pillars of development amongst communities have enormous benefits, particularly in improving the welfare of the construction.